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Why Invest in Ripple ( XRP )

XRP has been my favourite digital asset since the invention of bitcoin. I have been keenly following Ripple since 2013 and it has done an impressive amount of work on the ripple protocol.  Here are my top 5 reasons to invest in XRP .


  • Impressive list of Investors

    Ripple is well funded Startup with over $42 million from Venture Capital money. Big names such as Andreessen Horowitz, Google Ventures and Santander have all got stakes in Ripple. More venture capital is predicted to be injected in the future since most startups go through several rounds of funding.


  • Digital Asset with no  Counterparty Risk

    This is a real special property of XRP. Counterparty risk is the risk to each party of a contract that the counterparty will not live up to its contractual obligations. Counterparty risk is a risk to both parties . In most financial contracts,counterparty risk is also known as default risk. for example the dollars and pounds in your bank have counterparty risk. Bitcoins and XRP are digital assets that have no counterparty risk and that makes them very special indeed!


  • More Economical and faster then Bitcoin

    One thing i love about ripple is that the security of the network does not rely on the “Mining” process like bitcoin. Personally i feel that Bitcoin mining, although serves a purpose of securing the network, is a complete waste of electricity. This is the reason that will hinder the growth of the bitcoin network. I think Ripples concensus is far more sensible way to secure the network and alot more greener. Also faster transaction confirmation is a benefit to the ripple network taking seconds rather then hours.


  • More Major Banks joining the network

    In 2016, Santander became the first U.K. bank to use Ripple for cross-border payments, offering a simple payments app running on Ripple’s underlying technology. Santander, UniCredit, UBS, ReiseBank, CIBC, National Bank of Abu Dhabi (NBAD), and ATB Financial are among the latest banks to adopt Ripple to improve their cross-border payments. Ripple is the only enterprise blockchain solutions, Ripple’s growing, global network includes 12 of the top 50 global banks, ten banks in commercial deal phases, and over 30 bank pilots completed, among many others also using Ripple’s solutions.


  • Store of Wealth

    i am sick of  my wealth being inflated away by our current financial system. The currency in our banks have inherently have no value , they are not a store of wealth which is an important characteristic of sound money. to make things even worse we have central banks that print money with every financial crisis which just erodes value. XRP and Bitcoin are now being used as a store of Value because you cant print more of them… there will only be a certain amount of XRP. XRP is infact a deflationary money which by definition will become more valuable as time go on and thats one of the reason to invest in XRP early before the prices get high.

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How to Buy Ripple ( XRP )

Ripple XRP

XRP is a digital asset just like bitcoin. XRP is the native digital asset to the Ripple network. XRP is increasing becoming a way investors can store wealth that is outside of the traditional banking system.Its a digital asset that has no COUNTERPARTY RISK..Other great benefits of Ripple is that you can hold other currencies in your ripple wallet aswell as XRP.  The time transactions takes to confirm are seconds which is much quicker then bitcoins This guide is to help those interested in getting hold of XRP and investing in the digital currency.

To create a funded Ripple account, follow these steps:

    1. Create a Ripple account with a client application. Or another easy way is using these ripple tool / Cold Wallet
    2. Activate your ripple wallet . All ripple wallets need an initial 50 XRP to activate the functionality of your wallet
    3. Link your gateway account to your Ripple account 
      • Identify a gateway or exchange that you trust with your assets, register with it, and connect your gateway account to your Ripple account.
      • Choose a Ripple gateway or exchange and create an account there. If your in europe i would recommend Bitstamp
      • Follow the gateway’s procedure to link your Ripple account to your gateway account.
      • Follow the gateway’s procedure to fund your gateway or exchange account.
    1. Trade for XRP using Ripple’s distributed exchange which allow users to trade without the need for a broker or a third party exchange. Anyone can post bids or offers into aggregated global order books, and the Ripple protocol finds the most efficient path to match trades.


  • Check the exchange rate in your client application and ensure that you can accept the rate before approving the transaction.
  • Place an order to buy XRP on the Ripple Consensus Ledger by using your client application.

Alternative Methods

  1. Create a Ripple account with a client application. Or another easy way is using these ripple tool
  2. Activate your ripple wallet . All ripple wallets need an initial 50 XRP to activate the functionality of your wallet
  3. Buy Bitcoins from Coinbase or Localbitcoins
  4. Buy 10,000 XRP from my Online Store using your bitcoins
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How to Buy Bitcoins?

Since the creation of Bitcoins in 2009, buying bitcoins have become easier and more mainstream. There are increasing number of online shops that accept Bitcoins. So having an Bitcoin wallet with a small stash of bitcoins is usual to have. Bitcoins are after all, its designed for the internet age and the digital economy.

The first place to start is to get yourself a bitcoin wallet. Now there are gazillion online and desktop wallets to choose from …it can get abit confusing to know which one to use and what is safe. The Bitcoin wallets i would recommend and actually use are given below.

Coinbase Wallet

Coinbase is the perfect place to start if your new to cryptocurrencies and bitcoin in general. They take out all the hassle of securing your private keys and make using bitcoins as easy as possible. However for advanced users coinbase is not ideal because most advanced users like myself .. we like to keep hold of our private keys as it gives us more control over our bitcoins. Hosted Bitcoin wallets like coinbase are totally safe. Not only do coinbase provide wallet apps but you can also link your bank account to your coinbase account and buy bitcoins directly .

Also Coinbase has a refer a friend scheme which can earn you $10 worth of bitcoins for refering your friends and family. Buy Bitcoins At Coinbase and get $10 FREE Bitcoins 😉


JaXx Wallet

JaXx is currently my favourite bitcoin wallet. It also supports Etherum and DaO Tokens. I believe the developers are integrating other wallets such as Ripple, which would make the perfect wallet for me as i hold all of these digital currencies.

What i love about this particular wallet is that it is supported on numerous devices. i have listed all the devices below


The other important feature is that JaXx provides private keys which i think is essential if you truely want to OWN your bitcoins. Its actually one of the easiest wallets i have used and considering its supported on literallly every device its probably the wallet i would recommend 😉



local bitcoins is probably the fastest and easiest way to buy and sell bitcoins. Localbitcoins is a peer to peer bitcoin exchange. Whatever country you might live in there will be someone on local bitcoins willing to do a trade with you. All of the traders have ebay style ratings so as long as you pick a well established trader you shouldnt fall victim to any scams. Local bitoins isnt a bitcoin wallet service provider but it does provide its users witha bitcoin adress , however you do not have control of your private keys with localbitcoins which is fine in most cases.

One thing i like about localbitcoins is that it has an affiliate program, so if you have any internet marketing skills you can earn yourself a few bitcoins by promoting their website.

Commission example

You get two users, buyer and seller of the bitcoins registered on, and they do one trade valued 100 BTC. You earn 20% commission on the trading fees from both participants, in total 40% of the fee. Your earned sum is 0.4 BTC.

Only finalized sales that go though our transaction process matter. Payouts are done daily.